Terms and Conditions

ShelterJoy grants you a limited, non-exclusive, non-transferable right to access and use our website and services for personal, non-commercial purposes. You agree not to misuse our platform, attempt unauthorized access, or use our services for any unlawful purpose.

You must be at least 18 years of age and a resident of the United States to use our services. By using ShelterJoy, you represent that you meet these eligibility requirements.

If you create an account with ShelterJoy, you are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate, complete, and current information.

You must notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.

The information and content on ShelterJoy is provided for general informational purposes only. While we strive to keep it accurate and up to date, we make no warranties about the completeness, reliability, or suitability of any information provided.

Home insurance coverage details, requirements, and availability may vary by location and individual circumstance. Always consult with a licensed insurance professional for advice specific to your situation.

All content on the ShelterJoy website, including text, images, logos, graphics, and code, is the property of ShelterJoy or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or create derivative works from any content on our platform without our prior written consent. Unauthorized use of our intellectual property may result in legal action.

Our website may contain links to third-party websites or services. These links are provided for your convenience only. ShelterJoy does not endorse or assume any responsibility for the content, privacy practices, or availability of any linked third-party sites.

Visiting third-party websites through our links is at your own risk. We encourage you to review the terms and privacy policies of any external sites you visit.

To the fullest extent permitted by law, ShelterJoy shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services, including loss of data or revenue.

Our total liability to you for any claims arising out of or relating to these terms or our services shall not exceed the amount you paid, if any, to access our platform in the preceding twelve months.

Any disputes arising out of or relating to these Terms and Conditions or your use of ShelterJoy services shall be resolved through binding arbitration, conducted on an individual basis. You waive the right to participate in any class action lawsuit or class-wide arbitration.

This arbitration agreement is governed by the applicable arbitration rules and the laws of the state of Ohio. Nothing in this section prevents either party from seeking injunctive relief in a court of competent jurisdiction.

ShelterJoy reserves the right to modify or update these Terms and Conditions at any time. When we make significant changes, we will update the effective date at the top of this page. We encourage you to review these terms periodically.

Your continued use of our website or services after any changes take effect constitutes your acceptance of the updated terms. If you do not agree to the revised terms, you should discontinue use of our services.